XPRESSION SafeLoad and Mobile Cash Access

BREAK DOWN THE WALLS
BETWEEN YOUR CHANNELS

Fundamentally integrate your mobile and self-service channels to transform mobile payments card onboarding.

Mobile payments are on the rise. A wide array of tech brands are encouraging consumers to put your organization’s payment cards into their third-party mobile applications. Besides overshadowing your FI’s brand, these third-party payments providers can be more susceptible to fraud, as criminals take advantage of vulnerabilities in the new technology. 

XPRESSION™ SafeLoad

Our new digital payments software solution, XPRESSION™ SafeLoad, is an industry first that builds on Diebold’s Mobile Cash Access (MCA). Through MCA, consumers can access cash at the ATM via quick-response (QR) code or near-field communication (NFC). SafeLoad adds a new layer of security to the process.

UNCOMPROMISED SECURITY

“Yellow Path” fraud, which occurs when card-not-present data is uploaded and used for fraudulent activity, is on the rise. SafeLoad enables card onboarding at the ATM, using the terminal as a secure authenticator that verifies consumers by their card entry in tandem with PIN entry. This dual authentication provides a layer of fraud protection not found elsewhere.  

CLOUD CONTROL

SafeLoad employs host card emulation (HCE) technology. HCE maintains sensitive payment information at the server level, not on a user’s phone. This enhanced solution harnesses cloud-based storage and tokenization technology to protect you and your consumers.

IT’S CARDLESS BANKING THAT FITS CONSUMER NEEDS

We’re bridging the digital divide to deliver a channel-less digital banking experience that orchestrates a relationship between mobile wallets, financial institutions and ATMs. We call it Fully Integrated and Transformative (FIT)banking.

The FITbanking™ philosophy drives our collaborations with innovative partners and FIs, as we work to design solutions around unique challenges rather than industry standards. Through the FITbanking lens, we strive to deeply understand the way consumers think, and offer them digital-payment solutions that FIT their lifestyles. Let’s figure out how XPRESSION SafeLoad can FIT your needs — and delight your consumers in the process.

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