Table of Contents

Financial Highlights
Management's Discussion and Analysis
Consolidated Financial Statements
Notes to Consolidated Financial Statements
Independent Auditors' Report
Report of Management
Forward-Looking Statement Disclosure
11-Year Summary 2001-1991
Directors
Officers
Shareholder Information

Over the past two years, we've grown sales, reduced expenses and improved earnings; the end result is that we generated a total return of 81 percent during that timeframe. But are we resting on our laurels? Not a chance. We're intensely applying our proven approach to further build shareholder value. Our goal is to consistently produce double-digit revenue and earnings growth.